I'm buying something that my paypal doesn't cover all of it how do I take care of this problem

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Paypal itself does not offer credit, however if you have a credit card you can link that to Paypal and Paypal will then take payment from that. You of course are still liable for that debt, and if anyone hacks your Paypal it can be very troublesome to you, so take care to have a strong password and tell no-one.
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