In this article, we’ll go through everything you need to know about PayPal Friends and Family; what it is, how much it costs, and how to use it.

What is PayPal Friends and Family?

PayPal Friends and Family is an easy way to transfer money between money between yourself and another person. It’s different than paying for an item via paypal, because you’re not buying anything, you’re just transferring money. It’s a very similar service to Venmo, but PayPal’s been around a lot longer.

Does PayPal Friends and Family Cost Anything?

If you link your Bank Account with PayPal, using Friends and Family is completely free, as long as your transfers are made to anyone in the U.S.

If you’re sending money internationally, PayPal charges a 5% fee (with a maximum fee of $4.99).

If you have not linked your bank account, and you’d like to use a credit or debit card instead, PayPal will charge you a 2.9% fee plus a flat fee of $.30. The flat fee varies by country, so click here to see PayPal’s fee by country.

How to use PayPal Friends and Family

Great, so you’ve decided to use PayPal Friends and Family, and you already have a credit card or bank account linked. Follow these steps to send money via Friends and Family:

  1. Login to your Paypal account

  1. Click “Send and Request”

  1. Enter the name, email, or phone # of your recipient, and click next.

  1. Enter the amount you’d like to send, the recipients name, and click continue.

  1. Click “Sending to a friend

  1. Click “Send Payment Now”. Make sure you have a payment method setup. If you don’t, read our guides on linking your Bank Account or Credit Card to your PayPal Account.