How to cancel Chime account?
Chime is an online bank. That means having no physical presence whatsoever.
Still, Chime has a lot of good features, the Savings, and Spending accounts of Chime really help you save more effectively, and steadily grow your emergency fund over time.
The SPOTME feature allows you to deduct 100$ from 30,000+ATMs of Chime anytime you want.
But, having no physical presence on the ground makes it very difficult to deposit physical cash. So, if you initially opted for Chime banking to save some money and be vigilant about your spending sprees and credit rating, but you are living on a cash-in-hands job, then Chime is no big for you.
So, read ahead of our guide, and delete the Chime account.
What will happen if you cancel the Chime account?
You will lose all the given below features:
No monthly fees, no transaction fees, no overdraft fees, and no balance requirements.
24 hrs available 38,000 fee-free ATMs with Moneypass and Visa Plus Alliance
Real-time transactions and daily balance alerts.
Block your card and send money to your friends instantly in-app
How to Delete a Chime Account?
Step 1: Compose an email, requesting to close your Chime account, address it to support@Chime.com
Step 2: Subject the email: “REQUEST TO REMOVE MY INFORMATION AND CANCEL ACCOUNT”
Step 3: In the email include all the information regarding your Chime account, and press send.
📺 Bonus Video: Why would chime close my account? What to do?
How to cancel a transaction on Chime?
Step 1: Open up the Chime app.
Step 2: Head to your Transactions history.
Step 3: Select the pending transaction in question.
Step 4: Select the Cancel button
Step 5: Confirm your decision to cancel the pending transaction, when asked.
Can I cancel a merchant transaction on Chime?
No, you cannot cancel the merchant transaction. But, you can always ask the merchant to make the refund.
And if for some reason the merchant refuses to refund the payment or has not responded to your request for some reason, then you can get the Chime to interfere, and resolve the matter for you.
All you have to do is call 1-844-244-6363 and request Chime customer support to file your dispute and initiate the process of resolving it as soon as possible.
How long does Chime take to reverse my funds?
The moment you will cancel the pending transaction, Chime will instantly refund the amount in your account.
But, if the transaction has been completed then you will not be able to cancel the transaction or get any refund for that.
📺 Bonus Video: How to cancel chime card and delete your account.